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Malaysia Freelancer Tax Deductions: The Complete List

Every legitimate business expense and personal tax relief you can claim as a self-employed freelancer in Malaysia — with limits and conditions.

As a freelancer in Malaysia, you can reduce your taxable income by claiming business expenses and personal tax reliefs. The key is knowing what's allowed and keeping proper records. Here's the complete list for 2025.

Business Expenses You Can Deduct

Under LHDN rules, any expense that is wholly and exclusively incurred in generating your business income is deductible:

Expense Category What's Deductible Proof Needed
Home officePortion of rent, utilities, internet based on business useRental agreement, bills, calculation basis
Equipment & softwareLaptop, monitor, software subscriptions, cameraReceipts, invoices
Internet & phoneMonthly bills (business-use portion)Bills, usage log
Professional feesAccountant, lawyer, consultant feesInvoices
MarketingAds, website hosting, domain, social media toolsReceipts, platform statements
TransportClient meetings, supply runs (business trips only)Mileage log, receipts
Training & coursesSkill development directly related to your workCertificates, receipts
Co-working spaceMonthly membership feesReceipts, membership agreement
InsuranceBusiness liability insurancePolicy documents

Personal Tax Reliefs (Form B)

In addition to business expenses, you can claim these personal tax reliefs on Form B:

Relief Maximum Amount
Individual reliefRM 9,000
EPF / approved pension schemeRM 4,000
Life insurance / takafulRM 3,000
Medical expenses (self/spouse/child)RM 10,000
Education (self/spouse)RM 7,000
Sports equipment / gymRM 1,000
Mobile phone / tablet / PCRM 2,500
Internet subscriptionRM 500
PRSI / SOCSO contributionsActual amount
SSS (self-employed contribution)Actual amount

Capital Allowances

For business equipment (laptops, cameras, etc.), you can claim capital allowances instead of depreciation:

  • Initial Allowance: 20% of cost in the year of purchase
  • Annual Allowance: 20% of cost per year for 5 years (computers & IT equipment)
  • Small Asset Allowance: Full deduction for assets costing ≤ RM 2,000 (max RM 20,000 per year)

What You CANNOT Deduct

  • Personal expenses (groceries, entertainment, clothing)
  • Private health insurance premiums (only life insurance qualifies)
  • Entertainment of clients (generally not deductible)
  • Fines and penalties (late filing penalties, traffic tickets)
  • Donations to non-approved organizations
  • Cost of commuting from home to your regular workplace (but business travel is deductible)

Record-Keeping Requirements

LHDN requires you to keep records of all business transactions for at least 7 years. This includes:

  • Sales invoices and receipts issued
  • Purchase invoices and receipts
  • Bank statements
  • Supporting documents for all deductions claimed

If you can't produce records during an audit, LHDN can disallow your deductions and reassess your tax.

Disclaimer: This information is based on current LHDN guidelines and may not reflect your specific situation. Consult a licensed tax agent in Malaysia for personalized advice.

Want to calculate your taxes? Try our Malaysia tax calculator or compare tax rates.

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FN

Fahmi

Freelance Software Engineer & Tax Researcher

Researching and maintaining freelance tax guides for 6 Asian countries based on official government regulations.